Your premium can be paid in monthly installments or in one annual fee. The cost-benefit analysis for insuring your laptop is a win-win situation. By paying a mere £2.99 per month, you will more than offset the cost of completely replacing a laptop that costs in the hundreds of pounds.

You are also covered for more than one kind of situation — you are protected from accidental damage, liquid damage, theft and you receive worldwide coverage. With the portability and the vulnerability of laptops, these are all likely events that insurance can guard against.

So it is a wise investment to get laptop insurance