Below are some of the frequently asked questions about laptop insurance.

How much should one pay for laptop insurance? Quality laptop insurance should cost no more than £2.99 a month for computers that cost less than £600 and £5.99 a month for laptops that cost more than £600.
Should I buy laptop insurance that only covers accidental damage? NO – there are insurance companies that cover laptop computer for accidental damage and liquid damage, as well as theft.

My laptop insurance only covers me in my hometown. Is this bad? YES – if you travel outside your hometown, you may not be covered for damage to your laptop. Quality laptop insurance will cover you no matter where you experience the damage or theft.

Do I have to pay anything if I experience a covered event? YES – insurance companies require the insured to remit the excess fee should they have to file a claim.

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