Laptop insurance was created to protect the insured’s laptop computer from specific covered events. The insurance company will repair or replace the computer as long as all insurance premiums are paid, the damage was caused by a covered event, the excess fee has been paid, and the proper procedures were followed when submitting the claim.
Laptop insurance will cover a laptop computer from the following events:

1. Accidental damage – damage that is accidentally caused, such as dropping the computer on the ground.
2. Liquid damage – damage that is caused when the laptop comes into contact with a liquid.
3. Theft – when the laptop is stolen from the insured.

When purchasing laptop insurance you need to make sure that you are covered from these events in your hometown, as well as anywhere in the world. This type of insurance is very affordable – £2.99 and £5.99 a month for computers that cost under or over £600.

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